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FAIR MARKET VALUE APPRAISALS

Understand the real-world value of your jewelry in today's market — whether you're selling, donating, or settling a financial matter.

YOUR JEWELRY IS IN GOOD HANDS

EXPERIENCED CRAFTSMANSHIP

GUARANTEED QUALITY

SECURE HANDLING

PERSONAL SERVICE

WHY IS FMV LOWER
THAN MY INSURANCE APPRAISAL?

Insurance appraisals reflect retail replacement cost — what a jeweler would charge to remake the piece new today. FMV reflects the secondary market, which is typically 30-65% lower for most fine jewelry.

WHEN DO I NEED
A FAIR MARKET VALUE APPRAISAL?

For IRS charitable donation deduction (pieces over $5,000 require a qualified appraisal), estate tax, divorce or estate division, or sale planning. Insurance renewals use replacement value instead.

IS YOUR REPORT
ACCEPTED BY THE IRS?

Our GIA-certified gemologist qualifies as a Qualified Appraiser for IRS purposes on personal property (jewelry). We provide all required documentation: appraiser credentials, methodology statement, and date-of-value certification.

FAIR MARKET VALUE

What it's actually worth — not what a retailer would charge.

Fair market value appraisals document what your jewelry would sell for between a willing buyer and a willing seller — the correct standard for estate sales, tax purposes, charitable donation, equitable distribution, and resale planning. We apply current market comparables and transparent methodology to arrive at a supportable number that holds up to scrutiny.

FAIR VALUE, FULLY DOCUMENTED

What This Appraisal Covers

Current secondary market analysis
Comparable sales research
Metal & gem weight verification
Grading under controlled conditions
Written signed report
Valid for 12 months

Book ANAppointment

Whether you're starting a custom design or need a simple repair, we're here to help by appointment or walk-in.

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