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FAIR MARKET VALUE APPRAISALS

Understand the real-world value of your jewelry in today's market — whether you're selling, donating, or settling a financial matter.

Bravo Jewellers

FAIR MARKET VALUE APPRAISALS

Understand the real-world value of your jewelry in today's market — whether you're selling, donating, or settling a financial matter.

Family Owned
Third-Generation
Crafted In-House
Personal Service

YOUR JEWELRY IS IN GOOD HANDS

EXPERIENCED CRAFTSMANSHIP

GUARANTEED QUALITY

SECURE HANDLING

PERSONAL SERVICE

FAIR MARKET VALUEQUESTIONS

WHY IS FMV LOWER
THAN MY INSURANCE APPRAISAL?

Insurance appraisals reflect retail replacement cost — what a jeweler would charge to remake the piece new today. FMV reflects the secondary market, which is typically 30-65% lower for most fine jewelry.

Insurance appraisals reflect retail replacement cost — what a jeweler would charge to remake the piece new today. FMV reflects the secondary market, which is typically 30-65% lower for most fine jewelry.

WHEN DO I NEED
A FAIR MARKET VALUE APPRAISAL?

For IRS charitable donation deduction (pieces over $5,000 require a qualified appraisal), estate tax, divorce or estate division, or sale planning. Insurance renewals use replacement value instead.

For IRS charitable donation deduction (pieces over $5,000 require a qualified appraisal), estate tax, divorce or estate division, or sale planning. Insurance renewals use replacement value instead.

IS YOUR REPORT
ACCEPTED BY THE IRS?

Our GIA-certified gemologist qualifies as a Qualified Appraiser for IRS purposes on personal property (jewelry). We provide all required documentation: appraiser credentials, methodology statement, and date-of-value certification.

Our GIA-certified gemologist qualifies as a Qualified Appraiser for IRS purposes on personal property (jewelry). We provide all required documentation: appraiser credentials, methodology statement, and date-of-value certification.

FAIR MARKET VALUE

What it's actually worth — not what a retailer would charge.

Fair market value appraisals document what your jewelry would sell for between a willing buyer and a willing seller — the correct standard for estate sales, tax purposes, charitable donation, equitable distribution, and resale planning. We apply current market comparables and transparent methodology to arrive at a supportable number that holds up to scrutiny.

FAIR VALUE, FULLY DOCUMENTED

What This Appraisal Covers

  • Current secondary market analysis
  • Comparable sales research
  • Metal & gem weight verification
  • Grading under controlled conditions
  • Written signed report
  • Valid for 12 months

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Your perfect ring starts here. Book an appointment for expert guidance, personalized service, and a stress-free experience

In-store jewelry consultation at Bravo Jewellers
Bravo Jewellers storefront
In-store jewelry consultation at Bravo Jewellers

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